Insurance in India
Protect yourself and your loved ones with the right insurance plan. Credvivo helps you find the best term, health, and vehicle insurance options from top providers across India. Get expert guidance and compare plans easily.
Securing your family's future? If you also have an upcoming purchase or expense, see how a planned loan can pair with the right insurance cover for full protection.
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Insurance in India — quick comparison
Comparison
| Plan type | Typical cover | Annual premium (indicative) | Tax benefit |
|---|---|---|---|
| Term life (age 30, non-smoker) | ₹1 crore | ₹8,000 – ₹14,000 | 80C, up to ₹1.5 lakh |
| Health (individual, age 30) | ₹10 lakh | ₹7,500 – ₹12,000 | 80D, up to ₹25,000 |
| Health (family floater 2A+2C) | ₹10 lakh | ₹16,000 – ₹26,000 | 80D, up to ₹25,000 |
| Motor (private car, comprehensive) | IDV based | ₹6,000 – ₹18,000 | — |
| Senior parents health | ₹10 lakh | ₹28,000 – ₹45,000 | 80D, up to ₹50,000 |
Why Buy Insurance Through Credvivo
Compare Top Insurance Plans: We help you compare various insurance plans from over 25 banks and insurance companies like HDFC, SBI, ICICI, and Bajaj Allianz, ensuring you get the best coverage.
Expert Guidance: Our insurance experts provide personalised advice to help you choose the ideal plan for your needs, whether it's for term, health, or vehicle insurance.
Simple Documentation: We assist with minimal paperwork, making the application process for your insurance policy smooth and hassle-free.
No Hidden Charges: At Credvivo, we believe in transparency. There are no hidden fees or charges when you apply for insurance through us.
Fast Processing: We work to ensure your insurance application is processed quickly, so you get coverage without unnecessary delays.
Local Support in Tricity: For customers in Zirakpur, Chandigarh, Mohali, and Panchkula, we offer dedicated local support.
Who Can Buy
- For Term Insurance: Age 18-65 years, steady income source.
- For Health Insurance: Age 18-65 years.
- For Vehicle Insurance: Valid vehicle registration and driving license.
- Indian citizen or Non-Resident Indian (NRI).
- Good health condition (medical check-ups may be required for certain plans).
Documents Needed
- PAN Card
- Aadhaar Card
- Income Proof (Salary slips for last 3 months / Bank statements for last 6 months / ITR for last 2 years for self-employed)
- Address Proof (Utility bill, Passport)
- Passport-sized photographs
- Vehicle Registration Certificate (for Vehicle Insurance)
- Driving License (for Vehicle Insurance)
Insurance in India eligibility and document checklist
Eligibility
| Plan type | Entry age | Key requirement |
|---|---|---|
| Term life | 18 – 65 years | Income proof, medicals if cover > ₹1 crore |
| Health (individual / family) | 18 – 65 years | Pre-policy medicals if 45+ or PED |
| Health (senior citizen) | Up to 75 years | Mandatory pre-policy medicals |
| Motor | Vehicle owner | RC, previous policy / NCB proof |
Document checklist
| Plan type | Required documents |
|---|---|
| Term life | PAN, Aadhaar, address proof, income proof, recent photo |
| Health | PAN, Aadhaar, address proof, medical history form |
| Motor | RC, previous policy, KYC, vehicle photos for break-in |
| Travel | Passport, visa, ticket, KYC |
Estimate your insurance premium
Indicative estimate only. Final premium is set by the insurer based on age, health declarations, sum insured, vehicle type, riders and IRDAI-approved underwriting rules.
Estimated monthly premium
₹400
~ ₹4,800 per year
How We Help
Apply Online
Fill out our simple online application form with your details and insurance requirements.
Compare Best Offers
Our experts will present you with the best insurance quotes and plans tailored to your needs from our partner banks.
Get Approved
Once you choose a plan, we guide you through the approval process with minimal hassle.
Get Insured
After approval, your insurance policy is issued, providing you with the desired coverage.
Frequently Asked Questions
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